Bill & Marianna Moran
(619) 800-6648

Real Estate Tips
30AUG

30-Year Fixed vs. 5/1 ARM: 2026 Guide
With traditional 30-year fixed mortgage rates hovering around 6.6% to 6.7%, many prospective homebuyers are actively exploring lower-cost financing alternatives. A 5/1 adjustable-rate mortgage offers significant upfront interest savings during the initial five-year period, but it introduces long-term payment uncertainty. Understanding interest rate caps, moving horizons, and future refinancing risks is essential before choosing an adjustable mortgage.
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23AUG

The Truth About Price Drops
With roughly one in five active real estate listings currently experiencing a price reduction, savvy buyers face both major opportunities and hidden pitfalls. A slashed price tag does not automatically mean a genuine bargain; it often signals an initial overpricing mistake. Learning how to properly evaluate reduced properties ensures you secure true market value without overpaying.
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Bill & Marianna Moran
Asset Management & Investments
304 Kalmia Street San Diego, CA 92101
Email: assetmanagement@live.com
Phone: (619) 800-6648
Since 1989, our real estate practice is committed to providing clients consultation above & beyond expectation and offer the same to anyone you are willing to refer to us. By choosing to work by referral no time is wasted constantly looking for business from the general public, instead we focus on giving you the special care & consideration you deserve. It’s a great way to business and you’ll appreciate the difference!

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